Travel Health Insurance Schengen

Travel Health Insurance for Schengen Visa is Necessary for travelling and getting visa in Pakistan. We provide travel health insurance for Schengen Visa in Pakistan. Get Europe travel health insurance for Schengen Visa in Pakistan from Gulzar Travels & Tours Rawalpindi Pakistan. We also provides Student Travel Health Insurance for Student , Umrah and Ziayarrat Insurance named as Umrah and Ziayarrat Guard. Domestic Travel Insurance for Individual and Families.

Travel Health Insurance for Schengen Visa in Pakistan

Travel Insurance Call now 00923325441277 for Booking Buy Online

Value Added Features

• Transparent refund policy.
• Age limit – 85 years. (Travellers up to 65 years of age are eligible without additional premium).
• Direct settlement of medical claims abroad.
• Loss of baggage & passport, flight delay & personal liability cover.
• Free 24 hour medico-legal & language assistance.
• Emergency dental cover.

Let “AA“ rated national insurer provide you

• Maximum coverage in lesser price.
• Services without any hidden charges & taxes etc.
• Support of European companies for Re-insurance & Assistance Services.
• Transparent premium refund policy.
• Service at your doorstep with nation wide network of 100+ branches.

Note

• Family coverage will include insured, spouse and 3 children from 6 months to 18 years of age.
• 100% of medical expense limit for each family member.
• 50% of accidental death and permanent total disability limit for the spouse and 25% of the same for children.
• Endorsement is possible before the effective date.
• Please see the policy for a complete description of its scope and limitations of coverage.

Coverage for Travel Insurance

Coverage for Travel Insurance Schedule of Benefits Schengen Countries Rest of the World (Excluding USA, Canada & Australia) Worldwide Diamond Gold Silver Standard Platinum Gold Plus Currency USD USD USD USD USD USD Medical Expenses & Hospitalization Abroad 50,000 (Excess $ 50) 50,000 (Excess $ 50) 25,000 (Excess $ 50) 10,000 (Excess $ 50) 100,000 (Excess $ 50) 50,000 (Excess $ 50) Transportation or Repatriation in case of Illness or Accident Actual Expenses Actual Expenses Actual Expenses Actual Expenses Actual Expenses Actual Expenses Repatriation of Medical Remains Actual Expenses Actual Expenses Actual Expenses Actual Expenses Actual Expenses Actual Expenses Emergency Dental Care 600 600 600 600 600 600 Repatriation of Family Member Travelling with the Insured Actual Expenses Actual Expenses N/A N/A Actual Expenses Actual Expenses Travel of One Immediate Family Member 100/Day – Max 1,000 100/Day – Max 1,000 N/A N/A 100/Day – Max 1,000 100/Day – Max 1,000 Delivery of Medicines Actual Expenses Actual Expenses Actual Expenses ActualExpenses Actual Expenses Actual Expenses Relay of Urgent Messages Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Long Distance Medical Informatin Service Unlimited Unlimited N/A Unlimited Unlimited Unlimited Medical Referral / Appointment of Local Medical Specialist Actual Expenses Actual Expenses Actual Expenses Actual Expenses Actual Expenses Actual Expenses Connections Services N/A N/A N/A N/A Unlimited N/A Lost of Credit Card 500 300 200 200 2000 300 Delayed Departure 500 300 200 200 1000 300 Loss of Passport 500 200 150 100 500 300 Compensation for In-Flight Loss of Checked in Baggage 500 400 400 300 1000 400 Accidental Death (During Travel using recognize means of Transport, Planes, Trains, Public Buses, Taxies etc. 15,000 10,000 8,000 5,000 25,000 10,000

Premium for Travel Insurance

Premium for Travel Insurance Duration Schengen Countries Rest of the World (Excluding USA, Canada & Australia) Worldwide DIAMOND GOLD SILVER STANDARD PLATINUM GOLD PLUS $ 50,000 $ 50,000 $ 25,000 $ 10,000 $ 100,000 $ 50,000 Single (Rs.) Family (Rs.) Single (Rs.) Family (Rs.) Single (Rs.) Family (Rs.) Single (Rs.) Family (Rs.) Single (Rs.) Family (Rs.) Single (Rs.) Family (Rs.) 7 Days 2,700 4,200 1,500 2,550 1,400 2,400 500 800 4,500 9,000 2,200 4,400 10 Days 3,050 4,500 1,900 3,000 1,750 2,950 600 900 5,200 10,400 2,750 5,500 15 Days 3,500 5,300 2,200 3,400 2,150 3,300 700 1,000 6,500 13,000 3,350 6,700 21 Days 4,200 6,100 2,500 4,000 2,600 4,375 1,100 1,400 7,500 15,000 4,050 8,100 31 Days 5,200 7,300 3,000 4,800 3,250 5,700 1,250 1,700 9,200 18,400 5,375 10,750 62 Days 8,250 12,000 4,550 8,000 4,400 8,800 2,200 3,100 14,300 28,600 6,800 14,500 92 Days 10,000 15,500 5,300 10,000 5,700 10,500 2,875 5,200 16,500 33,000 9,800 18,000 180 Days 13,500 20,100 7,500 12,000 7,700 14,750 4,800 10,000 23,000 46,000 14,500 22,000 365 Days 19,500 30,500 11,500 18,000 11,900 27,500 6,525 11,000 35,000 70,000 18,500 28,000 2 Years – – 23,000 38,000 – – – – – – 30,000 45,000

For person aged between 66 and 75 years, increase 50% For person aged between 76 and 80 years, increase 75% For person aged between 81 and 85 years, increase 100%Family Size: Husband + Wife + 3 Children (Less than 18 years)

Emergency Numbers

In case of Medical Emergency please contact on the following: MAPFRE ASISTENCIA For worldwide contact Tel: (Ireland): +(353) 91 560621, 91 560678 (24 hours) MAPFRE ASISTENCIA For Gulf Assist Contact Tel: (Bahrain): +(973) 17 218899, 17 576640 Fax: +(973) 17 215177 (24 hours)

DOCUMENTS REQUIRED FOR CLAIMS

MEDICAL CLAIMS (Hospitalization/OPD)

1. Original Invoices/Payment receipt.
2. Hospital’s Discharge Summary. (for hospitalization cases)
3. Medical summary/Physician’s remarks specifying nature of illness and other details of treatment provided.
4. Laboratory reports.
5. Copy of ticket, passport (visa section), boarding pass(es)

BAGGAGE LOSS & BAGGAGE DELAY

1. Property Irregularity Report
2. Copy of ticket, passport (visa section), boarding pass(es)
3. Purchase invoices of contents of baggage. (In case the insured is claiming for lost items)
4. Details of emergency expenses incurred due to late arrival of baggage. Invoices/Payment receipts are required

PASSPORT LOSS

1. Copy of lost passport
2. Copy of ticket, boarding pass(es)
3. Police report of lost passport
4. Details of expenses incurred in obtaining emergency/duplicate passport. Invoices/Payment receipts are required. Coverage
is only for official fees paid against issuance of new passport and emergency visa

FLIGHT DELAY

1. Copy of ticket, passport (visa section), boarding pass(es)
2. Reason of flight delay
3. Details of emergency expenses incurred due to flight delay. Invoices/Payment receipts are required

TRIP CANCELLATION & TRIP INTERRRUPTION

1. Copy of ticket, passport (visa section)
2. Proof of cause of trip cancellation/interruption
3. Payment receipt of hotel booking
4. Details of unused amount refunded by the airline
5. Details of unused amount refunded by the hotel. (In case of cancellation of hotel booking)

REFUND / CANCELLATION POLICY

1. Customer has to return original policy with the application requesting for
cancellation.
2. Cancellation is only possible before the effective date.
3. Original passport has to be verified by authorized personnel of New Hampshire
insurance Co., or;
4. Original refusal letter from embassy has to be submitted as proof
5. After above condition has been meet or premium will be refunded after deducting
the services charges.
6. No cancelation will be done if:
A. A visa has been issued before effective date of policy.
B. travel has been carried out before effective date of policy
7. No refund case will be accepted after four (4) months from the effective date or in
case the supporting documents are incomplete.
8. Endorsement is possible before the effective date.

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